Whether you’re a retailer, restaurant, service provider or something in between, we help you save money on each transaction without sacrificing customer support – all wrapped up in an honest, straightforward approach.
Just think of us as a neighbour letting you in on a good deal. We've helped hundreds of businesses - big and small - save up to 30% on their payment processing fees.
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Unlike many other payment processors, we offer a range of pricing scales so you always get the best deal. Our team gets to know your business, the volume and the types of transactions you process to offer you the best option and keep more money in your pockets.
Interchange plus pricing breaks down the rate into two parts. The interchange is the cost from the issuing bank to the card network, and the plus is the markup fee for processing the transaction. While more complex and hard to predict, it is usually the most fair and transparent.
In most cases, this pricing model will give you the best price! It is especially good for high-volume businesses, large transaction values and B2B service providers.
Flat-rate pricing has one set rate for all transactions, no matter the type of card used or how the transaction is processed. This is the easiest pricing model to understand.
This pricing model is usually best for those who process a low volume of online sales or have low-priced items. It can also be suited to new businesses that don’t know what their volume of sales will be and/or need a predictable cost.
Tiered pricing groups transaction fees into a few broad categories or “tiers”, each associated with a different fee level. These tiers are divided into three main categories: qualified, mid-qualified, and non-qualified.
This pricing model is typically better suited to merchants who mostly accept in-person transactions, like physical retailers, or merchants who know the types of cards they process so they know which tier they fall into.
From phone orders taken in your home office to large multi-national e-commerce stores, we make it easy to process payments with POS hardware, online payment gateways and virtual terminals.
Swipe, Chip or Tap. Accept all cards and digital wallets, whether it’s from the checkout of your brick-and-mortar location or on the go with our POS systems.
Add our API into existing e-commerce platforms or use our integrated payment gateway to send your customers to a custom checkout experience.
Have your clients pay their invoice online or process card payments and ACH bank transfers manually from a computer or smartphone with our Virtual Terminal.
It’s a bold claim, we know! At Millennium Payment Systems we don’t believe you should only get what you pay for – here, low prices don’t mean low service! Our team takes care of you the same way they would their neighbour. They’ll happily take your calls, even if it means stepping away from their Sunday afternoon barbecue.
We’re out to save you money, period. Reach out to us and we’ll provide a custom quote for your business. Already processing payments? Send us a monthly merchant statement and we’ll show you what you would pay with us for the same transactions. If we can’t beat your current price, we’ll simply tell you so – no games or hard feelings.
Recover up to 80% of your credit card processing fees with our Merchant Surcharge Program. Pass on the costs to customers who choose to pay by credit card or let them pay with a debit card, cash or via ACH transfer at no cost to them - everybody wins.
No matter the size of your business, we have POS systems that can be customized to your specifications thanks to Clover’s App Market and accessories. All our devices have the latest security technology and process payments at lightning speed.
Serve customers better – at the counter, in line, at the table, or on the go – with our handheld POS system. This all-in-one device offers built-in capabilities to accept payments, conduct business, and track sales all from the palm of your hand.
A full point-of-sale system in one sleek little package. It can fit into any space but packs plenty of POS power to run your business, end to end. Use it just for payments or to run your whole business from inventory to payroll.
Our fastest POS yet! It takes smart terminal to a new level, making it easy to offer rewards, capture information, ensure order accuracy, and accept just about every mobile payment type. Perfect for most retail and counter-service restaurants.
Add the Ordering Kiosk to a Clover Flex Terminal and get your quick-service business to move even faster! You can be up and running with self-service ordering in a matter of minutes, ensuring the orders are flowing effortlessly.
Our systems cover all major credit cards - including Visa, Mastercard, American Express, Diners Club, and JBC - as well as debit cards, mobile wallets, Google Pay, Apple Pay and ACH or EFT bank transfers.
We pride in processing and settling funds fast! While it also depends on your financial institution, we aim to deposit your settled funds within 1 business day.
We do not charge any Setup fees, PCI fees, User fees or Push Funds fees. We do charge a standard fee of $10 per month. That being said, we always aim to get our merchants a package that works for them – so talk to one of our Merchant Representatives to see how we can help you save!
Absolutely! Our payment processing service comes already PCI compliant and ensures merchants are too. Our terminals also offer the latest end-to-end data encryption and tokenization to protect customer data.
Depending on the type of business and whether you require POS Terminals, you could get started as early as the next day! Reach out to our team and we’ll be happy to walk you through the process and get you accepting payments quickly.
We offer rental, leasing or purchase of all our payment terminals. Terminals typically take about 5 business days to get to you.
Our service and advanced payment terminals process payments at lightning speed, making it efficient for high-volume businesses. We always aim to get you the best deal on payment processing based on your industry, transaction types and volume. Get in touch with us to see if we can beat your current provider or if any offers are available to you.
Don’t want to lose a big chunk of money on each transaction? We offer a variety of pricing options to help merchants get the lowest fees possible for their specific business!
Our services work for businesses of all sizes. Small shops and home-based businesses usually like our low-fee options. We also work with e-commerce and retail shops, service providers, online-based companies, hospitality and restaurant businesses as well as mail and telephone order companies, to name a few.
Our Merchant Representatives are experts in the industry and can help you switch providers as smoothly as possible. Just give us a call or fill out our contact form – we may even have an offer for those switching providers!
Straightforward and fair pricing. No sneaky fees. And the best damn customer service around. Finally, a no-nonsense payment processor.
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The Clover name and logo are registered trademarks owned by Clover Network, LLC. These registered trademarks are also utilized by Fiserv Canada Ltd. Millennium Payment Systems LLC operates as an Independent Sales Organization (ISO) of Fiserv Canada Ltd. All trademarks, service marks, and brand names mentioned in this document are the exclusive property of their respective owners.
Straightforward and fair pricing. No sneaky fees. And the best damn customer service around. Finally, a no-nonsense payment processor.
